State of Alaska, Department of Administration, Division of Personnel and Labor Relations

Insurance Enrollment Information

Last Updated: November 2013

This is a brief introduction to your State of Alaska employee benefits, which includes life insurance, supplemental benefit options, and health insurance. You are responsible to know and manage your benefits, and to know what health plan you are in: AlaskaCare, or a Union Health Trust. All employees, except Labor, Trades and Crafts and some emergency employees, are eligible for Optional Benefits.

Please Note: Specific information for Alaska Marine Highways (AMHS) and Public Safety Employees Association (PSEA) employees is not included in this benefit information.

Your plan is determined by what bargaining unit you are in. Lists of the plans and the covered bargaining units are in the information below and on the Retirement and Benefits “Plan Details” page.

Detailed information about AlaskaCare and Optional Benefits is available from the Department of Administration, Division of Retirement and Benefits website. There you will find benefit information, forms, and the Insurance Enrollment link to begin the online enrollment process for Optional Benefits or AlaskaCare. The Enrollment Guide also gives you the information you need to make enrollment decisions for AlaskaCare or Optional Benefits.

If you need additional assistance after reviewing the information in this orientation, contact the Benefits Section at 907-465-4460, toll-free at 1-800-821-2251, or by email at doa.drb.benefits@alaska.gov.

Life Insurance

Complete benefit information for both the Basic and Select Life plans are available at the Division of Retirement and Benefits website.

Basic Life Insurance: The State of Alaska provides Basic Life and Accidental Death and Dismemberment (AD&D) insurance to all eligible State employees and their dependents beginning on the 31st consecutive calendar day of employment. Leave without pay taken within the first 30 days of employment may postpone the coverage until you are in pay status for 30 consecutive days. The Basic Life and AD&D benefit amount is $2,000 for the employee. For the Supervisory Unit, Confidential Employees Association, Partially Exempt, Exempt, and General Government Unit employees the amount is $10,000 for the employee. Both of the plans pay an additional $5,000 if the employee's death is accidental. Employees are automatically enrolled in the plan at the time of hire, however you must still complete the Basic and Select Life Enrollment Form (5-301a) in your hire packet to designate your beneficiaries.

Select Life Insurance: You may purchase additional life insurance for yourself equal to your annual salary (rounded to the nearest thousand) up to a maximum of $60,000.00 (Supervisory and Confidential bargaining unit maximum is $100,000.00). Premiums are calculated based on your age (as of July 1st of the current benefit year) and salary at the time of enrollment and are deducted from your post-tax wages. Premiums are adjusted every benefit year for wage and age changes. To enroll you must complete the Basic and Select Life Enrollment Form.

You have the option to sign up for Select Life Benefits each year during the annual open enrollment. Open enrollment is generally during the month of November on an annual basis, with the new elections becoming effective January 1st. Changes may also be made within 30 days of a qualified status change.

Part-time Employment

If you are a permanent/probationary part-time employee, and you are scheduled to work at least 15 but less than 30 hours per week, and want to participate in the State's Basic Life and AD&D plans, you will need to also enroll in your Group Health Plan. You must elect coverage within the first 30 consecutive calendar days of employment and you must pay one-half of the health and life insurance premium cost.

Optional Benefits

Complete Optional Benefits Information is available on the Division of Retirement and Benefits web site.

All state employees, with the exception of Labor, Trades and Crafts bargaining unit members, may select Life, Survivor, Disability, Accidental Death & Dismemberment, and Dependent Care Assistance Plan coverage benefits under Optional Benefits. Optional Benefit enrollment must be completed online within 30 calendar days from your date of hire to qualify for those selections in the current benefit year (January 1st - December 31st).

The premium amount for any benefits elected through Optional Benefits is deducted (50% each pay period) from your pre-taxed gross pay. Coverage begins the first of the month after you have completed 30 days of employment. You have the option to sign up for Optional Benefits each year during the annual open enrollment. Open enrollment is generally during the month of November on an annual basis, with the new elections becoming effective January 1st. Changes may also be made within 30 days of a qualified status change.

Health Insurance

All full-time permanent/probationary and full-time long-term non-permanent employees, and their eligible dependents, are covered by state paid health insurance. Participation is not optional.

The State contributes a Benefits Credit towards the cost of your health insurance. Depending on your bargaining unit affiliation and the plan you choose you may be required to pay a portion of the premium. Refer to the information below to determine the appropriate plan that covers you.

AlaskaCare

The following employee groups are included in the AlaskaCare plan administered by the State:

  • Supervisory
  • Confidential
  • Correctional Officers
  • AVTEC Teacher's Association
  • TEAME (Mt. Edgecumbe Teachers)
  • Employees not covered by collective bargaining
  • Marine Engineers
  • Unlicensed Vessel Personnel/Inland Boatmen's Union

More information can be found on the Division of Retirement and Benefits website under AlaskaCare.

Health Insurance

Coverage is provided to all full-time permanent/probationary, and full-time long-term non-permanent employees and their eligible dependents beginning on the 31st consecutive calendar day of employment. Leave without pay taken within the first 30 days of employment may postpone the coverage until you are in pay status for 30 consecutive days. You must elect coverage within 30 days of your hire date, or you will be enrolled in the default plan.

Half of the employee's portion of the pretax premium is deducted each pay period.

Information on how to enroll for these benefits can be found on the Division of Retirement and Benefits Web site. Changes may also be made during open enrollment or with a qualified status change.

Part-time Employment

If you are a permanent/probationary part-time employee, and you are scheduled to work at least 15 but less than 30 hours per week, you are eligible to participate in the AlaskaCare Health Plan. To participate you must elect coverage within the first 30 consecutive calendar days of employment. You are required to pay one-half of the employer portion of the premium as well as the employee's portion. If elected, your health care benefits will be effective on the 31st consecutive day you are in pay status. Leave without pay taken within the first 30 days of employment may postpone the coverage until you are in pay status for 30 consecutive days. Information on how to enroll for these benefits can be found on the Division of Retirement and Benefits Web site. Changes may also be made during open enrollment or with a qualified status change.

Union health trusts

The following employee groups are covered by Union health trusts. Trusts should be contacted for details about enrollment.

  • General Government
  • Labor, Trades and Crafts
  • Public Safety Employees Association
  • Masters, Mates & Pilots

General Government Union

Contact your General Government Union Health Trust for enrollment information at 866-553-8206 or http://www.aseahealth.org.

Your association participates in the ASEA Group Health Trust. Upon receiving the GGU Health Notification Form, the Heath Trust will mail you an enrollment packet. Health care benefits will be effective the first day of the calendar month following 30 continuous days of employment. Leave without pay taken within the first 30 days of employment may postpone the coverage until you are in pay status for 30 consecutive days. Your health benefits selection forms must be completed and returned to the Trust within 30 days of your hire date, or you will be enrolled in the default plan.

General Government Union Part-time Employment

If you are a part-time employee ( scheduled to work at least 15 but less than 30 hours per week ) you are eligible to participate in the Group Health Plan. To participate you must elect coverage within the first 30 consecutive calendar days of employment. You are required to pay one-half of the employer portion of the premium as well as the employee's portion. If chosen, your health care benefits will be effective the first day of the calendar month following 30 consecutive days of employment. Leave without pay taken within the first 30 days of employment may postpone the coverage until you are in pay status for 30 consecutive days. Changes may also be made during the annual or open enrollment period or with a qualified status change.

Labor, Trades & Crafts (LTC)

Information can be found at http://www.local71.com

Your association participates in the LTC Health Trust. When deductions become necessary, the employee's portion of the pre-tax premium is deducted 50% each pay period. Health care benefits are effective the first day of the calendar month following 30 continuous days of employment. Contact your union representative for enrollment information. Leave without pay taken within the first 30 days may postpone the coverage until you are in pay status for 30 consecutive days.

Additional benefits are available through the Group Health Trust, such as additional supplemental coverage.